XML Import Spec Change History

Release Element Attribute Comments
5.43 XSD INTERESTONLYPERIOD InterestYear30360StartDateDayValue New.
ACHCOMPANY ACHCutoffTime New.
BankCutoffTime New.
OptionFlags Updated 65536 to Apply One-Time ACH as payment
Added 262144 = Do not allow same-day One-Time ACH
EMAILADDRESS BCC New.
TASK DeleteFlag New.
AMORTIZEDFEES Type Added 8 = Effective Interest Method - Scheduled
5.40.6 XSD SUBPAYMENT   New.
5.40.3 XSD COLLATERAL NetValue Updated comment.
LOANPAYMENTSDUE   New.
5.41 XSD GLOBALSUSPENSE BranchCIFNo New.
CREDITBUREAU DateSoldToCollections New.
2024.09.26 DEFERREDINTEREST
DETAIL
DISTRIBUTION
FEES
IMPOUND
INTEREST
LATECHARGES
PAYMENTDISTRIBUTION
PAYMENTSDUE
PAYMENTSDUEDETAIL
PRINCIPAL
SUSPENSE
USERDEFINED
  New. Retroactive NLS 5.39.1.
5.35.18 XSD LOAN ActuarialPaymentAmountOverride New.
5.40 XSD AMORTIZEDFEES CancellationComputation New.
DaysFromOriginationDate New.
BRANCHDEALERACCESS   New.
BRANCHVENDORACCESS   New.
BANKRUPTCYCONTACT   New.
BANKRUPTCY Parties Deprecated.
Notes New.
LOANPAYMENTHISTORYRECORD Operation New.
RowID New.
CIF GetRecordID New.
LOAN AddToPool New.
RemoveFromPool New.
2024.07.02 RESTRUCTUREDLOAN CapitalizeOptionFlags Corrected comment.
5.35.15 XSD TRANSACTIONS SuspendBatchHeaderUpdate New.
FinalizeBatchHeaderUpdate  
5.39.2 XSD RESTRUCTUREDLOAN CapitalizeOptionFlags New.
2024.06.13 AMORTIZEDFEES CancellationType Added 4 = Conditional Pro-Rata. Retroactive NLS 5.16.
5.39.1 XSD ATTACHEXISTINGCREDITPROFILE GetRecordIDForCIFNo New.
AMORTIZEDFEES Operation Added UPDATE.
5.39 XSD RESTRUCTUREDLOAN OptionFlags New.
5.38 XSD CREDITBUREAU OptionFlags New.
COLLATERALCOMMENTS UserDefinedField1 - 6 New.
BANKRUPTCY ContactsFiling Updated comments.
AMORTIZEDFEES NonRefundableAmount New.
CancellationType Added 5 = Rule of Anticipation - A&H.
CancellationAmortizedFeeRateID New.
AMORTIZEDFEERATE   New.
5.37.5 XSD LOAN MasterNoteAcctrefno
MasterNoteLoanNumber
Updated comments.
CIF BranchID Updated comments.
5.37.4 XSD CREDITCARD Notes New.
AMORTIZEDFEES UserDefined1 to UserDefined5 New.
5.37.3 XSD     Updated XSD.
5.36.4 XSD     Updated XSD.
2024.01.24 LOAN PaymentOptionFlags Corrected Canadian Province values.
2024.01.15 CIFTOCIFRELATIONSHIP RelationshipCode Updated comments.
5.37.2 XSD ACH
CREDITCARD
ItemSequence Added ADD operation support.
5.35.8 XSD CDFITRANSACTION InterestType Changed 1 = Variable to 1 = ADJ.
FAProgramType Added 4 = RRP-FA – Rapid Response Program.
2023.12.12 CREDITCARD BillingOneTimeGracePeriod Retroactive addition.
5.37 XSD ALERT AlertType Added PaidInFull, ACHAdded, ACHEnded, CardAdded, and CardEnded.
LOAN PaymentOptionFlags Added 536870912 = Canada CPA.
CREDITCARD ItemSequence New.
ACH ItemSequence New.
WALLETBANKACCOUNT   New.
WALLETCARD   New.
NLSUSER UpdateFlag New.
NLS LogXML New.
EncryptLoggedXML New.
COLLATERALVEHICLE VINValidationOff Added 2 = Validate VIN but continue XML import if validation fails.
PARTICIPANTRULE RuleName Added AmortizedFees%.
PARTICIPANTSETUP   New.
COLLATERALLINK   New.
LOANRECURRINGTRANSACTION Operation Updated UPDATE comments.
MoveRow New.
TRANSACTIONCODE VoucherReference
VoucherDescription
New.
COLLATERAL AcquisitionDate New.
ATTACHEXISTINGCREDITPROFILE   New.
5.35.6 XSD LOAN OriginalRecourseAmount New.
CREDITBUREAU SpecialComment Added DE = Debt extinguished under state law.
5.36.2 XSD     Updated XSD.
2023.08.25 NLSUSER UserType Updated comments.
TRANSACTIONCODE DateDue
RowID
TransactionDate
TransRefNo
Updated comments.
5.35.4 XSD LOAN InitialInterestBalanceForAmortSchedule Updated comments.
CIFADDRESSBOOKEMPLOYMENTDETAILS SubsequentPayDate New.
2023.06.13 CIFADDRESSBOOKEMPLOYMENTDETAILS TypeOfDuty Updated comments.
CIFTOCIFRELATIONSHIPEMPLOYMENTDETAILS TypeOfDuty Updated comments.
2023.04.13 LOAN PaymentRules New. Retroactive NLS 5.33.
5.36 XSD COLLATERALVEHICLE Type
Condition
Grade
RetailValue
RetailValuationMethod
Options
New.
LOAN ServicingLoanGroupNo New.
2023.02.28 AMORTIZEDFEES EffectiveInterestRate Updated comments.
2023.02.03 CIF PreferredLanguage Updated comments.
2023.01.20 LOAN InterestFreePastDuesAllowed Retroactive addition.
2023.01.11 LOANPARTICIPANT UpdateFlag Retroactive addition.
ParticipantRefno Retroactive addition.
5.35 XSD CIFADDRESSBOOK
CIFTOCIFRELATIONSHIP
CIFTOLOANRELATIONSHIP
LOANTOCIFRELATIONSHIP
InactiveFlag New.
ACHCOMPANY   New.
DISBURSEMENTACCOUNT   New.
CREDITCARD Operation Added FORGETCC.
CCUpdateToken New.
CCUpdateExpirationDate New.
CCUpdateLastFourDigits New.
LOAN DoNotAutoGenerateLoanNumber New.
InitialInterestBalanceForAmortSchedule New.
FirstLastDayAccrual Updated comments.
BeginingEndDayAccrual Updated comments.
AmortPaymentMethod Updated comments.
AmortizationOptionFlags Updated comments.
OptionFlags Updated comments.
RoundFactor New.
RoundMethod New.
CIF DoNotAutoGenerateCIFNumber New.
BANKRUPTCY DateReopened New.
DateCoborrowerDischarged New.
ALERT AlertType Added PTPRemider.
PAYMENT GetRecordIDForPaidByCifNo New.
NLSUSER InterfaceUserFlag New.
PARTICIPANTINTERESTRATERECORD RoundFactor New.
RoundMethod New.
AMORTIZEDFEES Type Added 7 = Actuarial.
5.34.5 LOAN RebateCutoffDays Updated comments.
5.34.2 XSD LOAN PaymentOptionFlags Can now be updated.
AmortizationOptionFlags Updated comments.
5.33.3 XSD TRANSACTIONCODE CreditLineID New.
2022.09.12 CIF IDType1
IDNumber1
IDIssuedBy1
IDExpiryDate1
IDType2
IDNumber2
IDIssuedBy2
IDExpiryDate2
Removed effective NLS 5.29.
LOANPAYMENTHISTORYRECORD PaymentDescription Updated comment.
5.34 XSD LOANRECURRINGTRANSACTION AmountType Updated comment.
TRANSACTIONCODE IRSWriteOffEventCode Updated comment.
COLLATERAL UpdateFlag Added 2 = Delete.
PROMISETOPAY PTPOperation Added CANCEL and SOFT BREAK.
LOAN IgnoreCommitmentSyncWarning New.
ForceCommitmentSync New.
AMORTIZEDFEES CancellationRebateRule Updated comment.
SECURITIZATION   Moved. Now a sub element of <NLS>.
5.33.1 XSD LOAN OptionFlags Added additional values.
AmortizationOptionFlags Added additional values.
InterestMethod Updated comment.
BillAfterMaturityFlag New.
InterestPaymentMethod New.
FirstLastDayAccrual New.
BeginingEndDayAccrual New.
MinAccrualBal New.
MaxTotalIntAccrual New.
RebateRulePrepayCharge New.
RebateRuleRefundAmount New.
5.33 XSD LOAN NewLoanNumber New.
LoanTypeNo New.
OptionFlags Added 268435456 = Bill Actual Interest Accrued During Short First Period (30/360 & FA loan only).
CIF NewCIFNumber New.
LOANCREDITLINE ActAsInterestReserveAndOffsetInterestBillings New.
AddTransactionCodes New.
RemoveTransactionCodes New.
PAYMENT
ADVANCEPRINCIPAL
INTERESTREDUCTION
PRINCIPALREDUCTION
TRANSACTIONCODE
LOANPAYMENTHISTORYRECORD
PaymentMethodReference
UserDefined1 - 5
Updated size.
LOANTRANSACTIONHISTORY PaymentMethodReference Updated size.
UserDefinedField1 - 5 Updated size.
LOANRECURRINGTRANSACTION
GLOBALSUSPENSE
PaymentMethodReference Updated size.
REVERSEPAYMENT ReverseGatewayPayment New.
ALERTPD OptionFlags Added 1 = PRINT.
5.32.1 XSD LOAN LoanTypeNo New.
5.32 XSD COLLATERALINSURANCE RowID New.
UpdateFlag Added 2 = Delete.
COLLATERALTAX RowID New.
UpdateFlag Added 2 = Delete.
BANKRUPTCY   Added attributes.
2022.04.20 DEFERREDPAYMENTNUMBER PaymentNumber Updated comment.
5.31 XSD SECURITIZATION   New.
BANKRUPTCY StatusCodeNo New.
LOANRECURRINGTRANSACTION PaymentMethodNo New.
PaymentMethodReference New.
5.30 XSD AMORTIZEDFEES UseAdjustedMaturityTermInCalculation New.
CREDITBUREAU ComplianceCode Added BLANK.
CIFVENDOR VendorID New.
AccountNumber Updated comment.
ACH ConvenienceFee New.
OptionFlags Added 32 = Override default convenience fee.
Added 64 = Convenience fee as percent.
2021.11.04 LOAN NewOrConvertedIndicator Updated comment.
FundedDate Updated comment.
5.29 XSD CREDITCARD BillingNextDate New.
BANKRUPTCY DateClosed New.
DateDischarged New.
DateWithdrawn New.
DateDismissed New.
MonitoringStatus New.
BankruptcyID New.
ALERT AlertType Added WelcomeLetter.
COLLECTIONCOMMENT   New.
PROMISETOPAY   New. Sub element of COLLECTIONCOMMENT.
LOANRECURRINGTRANSACTION Operation Added UPDATE.
RowID New.
EventExpireDate Updated valid values.
CIF ExcludeFromNCOAProcessingFlag New.
DisableMailingOfStatementsFlag New.
OverrideMailingNameFlag New.
MailName1 Updated comment.
MailName2 Updated comment.
2021.09.03 PROMISETOPAY Comments Updated comment.
5.28 XSD LOANCUSTOMREPAYMENTSCHEDULE LateFeeSchedule Removed.
TRANSACTIONCODE LateFeeCode New.
LateFeeNo New.
LOANCREDITLINE UpdateFlag New.
COLLATERAL LocationUDF1 - 13 Updated size.
COLLATERALINSURANCE UserDefinedField1 - 14 Updated size.
COLLATERALTAX UserDefinedField1 - 14 Updated size.
CREDITCARD CCCardType New.
CIFTOCIFRELATIONSHIPEMPLOYMENTDETAILS   New.
AMORTIZEDFEES CancellationRebateRule Added 3 = Through end of period from origination date.
CancellationRebateRuleCutoffDays Updated comment.
INTERESTREDUCTION PaidByCIFNO New.
PAYMENT PaidByCIFNO New.
PRINCIPALREDUCTION PaidByCIFNO New.
CREDITBUREAU AutomatedK4Flag New.
5.27.1 CIFPHONENUMBER RowID New.
ADJUSTINTEREST DeferredInterestFlag New.
2021.08.24 CIFPHONENUMBER Operation Updated comment.
CIFADDRESSBOOKPHONENUMBERS Operation Updated comment.
2021.08.05 CIFADDRESSBOOKEMPLOYMENTDETAILS WeekNumber Updated comment.
LOAN CIFNumber
CIFNo
CIFTaxIDNumber
Updated comment.
2021.07.16 LOANRECURRINGTRANSACTION EventMaxRepeat Updated comment.
5.27 XSD COLLATERAL LocationCounty New.
LocationCountry New.
COLLATERALINSURANCE AgentCounty New,
AgentCountry New.
InsuranceCompanyCounty New.
InsuranceCompanyCountry New.
COLLATERALTAX AgencyCounty New.
AgencyCountry New.
CIF CIFNo New.
PROCESSVOUCHER   New.
TRANSACTIONCODE DisbursementAccountName New.
CREDITCARD   Updated UPDATE requirements.
BANKRUPTCY   New.
5.26 XSD CIF Occupation New.
IDType1 New.
IDNumber1 New.
IDIssuedBy1 New.
IDExpiryDate1 New.
IDType2 New.
IDNumber2 New.
IDIssuedBy2 New.
IDExpiryDate2 New.
DOCUSIGNCONTACT   New.
CIFNUMBER   New.
CIFADDRESSBOOK DisableAddressVerificationFlag New.
Operation Added DELETE.
CIFADDRESSBOOKEMPLOYMENTDETAILS CurrentStatus New.
HoursPerWeek New.
HourlyPay New.
FirstDayOfMonth New.
SecondDayOfMonth New.
PRIMARYSIGNER   New.
SENDTOEMAIL1   New.
SENDTOEMAIL2   New.
AMORTIZEDFEES Type Added 2 = Effective Interest Method.
AmortPremiumDiscountFlag New.
EffectiveInterestRate New.
UseLoanInformation New.
LoanPrincipalBalance New.
LoanPeriod New.
LoanTerm New.
LoanTermChar New.
LoanPaymentAmount New.
LoanStartingDate New.
5.25 XSD TRANSACTIONCODE DateDue Updated comment for new transaction code option.
CREDITBUREAU ConsumerInfoIndicator Updated comment for bankruptcy code obsolescence.
CoBorrowerConsumerInfoIndicator Updated comment for bankruptcy code obsolescence.
LOAN RiskRatingEffectiveDate New.
5.24 XSD LOANBALANCERECORD AccruedInterestBeforeNonAccrual New.
AccruedInterestAfterNonAccrual New.
TotalInterestPaidBeforeNonAccrual New.
TotalInterestPaidAfterNonAccrual New.
LateChargesAddedBeforeNonAccrual New.
LateChargesAddedAfterNonAccrual New.
TotalLateChargesPaidBeforeNonAccrual New.
TotalLateChargesPaidAfterNonAccrual New.
AccruedInterestBeforeChargeOff New.
AccruedInterestAfterChargeOff New.
TotalInterestPaidBeforeChargeOff New.
TotalInterestPaidAfterChargeOff New.
LateChargesAddedBeforeChargeOff New.
LateChargesAddedAfterChargeOff New.
TotalLateChargesPaidBeforeChargeOff New.
TotalLateChargesPaidAfterChargeOff New.
CIFCOMMENTS Operation New.
RowID New.
LOANCOMMENTS Operation New.
RowID New.
5.23 XSD CIFADDRESSBOOKEMPLOYMENTDETAILS MoveInDate New.
MoveOutDate New.
OwnRentFlag New.
CIFADDRESSBOOKADDRESSDETAILS   New.
CIFPHONENUMBER CountryCode New.
CIFADDRESSBOOKPHONENUMBERS CountryCode New.
ALERTPD   New.
2020.12.01 CDFI OtherTargetPopulations Updated size and accepted values.
DescOfOtherApprovedOTPTargeted New.
OTPEEndUsers Updated size and accepted values.
DescOfOtherApprovedOTPEndUser New.
BankedAtIntake Added 2 = Do Not Know.
CDFITRANSACTION FAProgramType New.
5.22 XSD LOANRECURRINGTRANSACTION TransactionType Added 6 = Proportional Distribution.
ProportionalDistributionNumerator New.
ProportionalDistributionDenominator New.
LOAN ContractualJurisdiction New.
IDENTITY   New.
TRANSACTIONCOMMENT   New.
5.21 XSD TRANSACTIONCODE ForceVoidCheck New.
AMORTIZEDFEES CompleteRefundDate New.
REVERSEPAYMENT ReverseIntoGlobalSuspense New.
ForceVoidCheck New.
CIFADDRESSBOOKEMPLOYMENTDETAILS NumOfMonthsOnJob New.
NumOfMonthsInLineOfWork New.
Military New.
MilitaryRank New.
TypeOfDuty New.
BranchOfService New,
EnlistmentDate New.
ReEnlistmentDate New.
SeparationDate New.
UnitNumber New.
Occupation Updated size.
LOANRECURRINGTRANSACTION AmountType Added 46 = Percentage of Billed Payment Amount.
COLLATERALINSURANCE PolicyEffectiveDate New.
PremiumPaymentFrequency New.
PolicyCompDeductible New.
PolicyCollisionDeductible New.
PolicyLossPayee New.
PolicyLienHolder New.
CREDITBUREAU K3AgencyIdentifier New.
K3AccountNumber New.
K3MIN New.
CIFVENDOR ACHPayableType New.
ACHReceivableType New.
5.20 XSD LOAN FundedDate New.
SACExpireDateBasedOnType New.
SACExpireDateBasedOnDate New.
ACH BillingOneTimeGracePeriod New.
LOANPAYMENTHISTORYRECORD PaymentDescription Updated requirements.
LOANCUSTOMREPAYMENTSCHEDULE AmountType Added 5 = Calculate payment amount.
DEFERREDPAYMENTNUMBER PaymentNumber New.
CBSpecialCommentCode New.
AMORTIZEDFEES TreatLongFirstPeriodAsStandardPeriodFlag New.
LOANTRANSACTIONHISTORY IRSWriteOffEventCode New.
TRANSACTIONCODE IRSWriteOffEventCode New.
PAYMENT IRSWriteOffEventCode New.
LOANRECURRINGTRANSACTION EventTransactionDueDate New.
COLLATERALVEHICLE VINValidationOff New.
CIFADDRESSBOOKEMPLOYMENTDETAILS PayFrequencyType Removed Monthly (Last Day of Month).
Added Monthly - Pinned.
DayOfMonth Added 32 = Last Day of Month.
5.19 XSD AMORTIZEDFEES Operation New.
AmortizedFeeID New.
CancellationEffectiveDate New.
CancellationUnpaidFeeHandling New.
LOAN VoidLoan New.
FROMGLOBALSUSPENSE UserDefined1 to UserDefined5 New.
2019.12.30 CIFTOLOANRELATIONSHIP ECOACode Added 9 = Switch to Primary.
LOANTOCIFRELATIONSHIP ECOACode Added 9 = Switch to Primary.
5.18 XSD LOANBALANCERECORD PastDue###DaysYTDCounter New.
FaceValueOverride New.
PROMISETOPAY PTPOperation New.
Comments Updated comments.
NLSUSER TelephonyScriptInput New.
ACH OptionFlags New.
TRANSACTIONCODE VoidVoucher New.
AMORTIZEDFEES CancellationSetupExpireDate New.
CancellationMinAmortFee New.
all   Changed ###NULL### to ##NULL##.
2019.12.04 LOAN CIFNumber Changed requirement.
5.16 XSD CREDITBUREAU PaymentHistoryOverride Added additional attributes.
SpecialComment Added additional attributes.
N1* New attributes for N1 segment.
LOAN CIFNo, CIFNumber Updated comments.
InterestFree* Reverted changes.
5.15 XSD LOAN PaymentOptionFlags Added United Kingdom Holiday value.
InterestFree* Updated requirements.
PAYMENT Options Added 32 = Renewal.
AMORTIZEDFEES CancellationRebateFactorPercentage New.
5.14 XSD PARTICIPANTDISTRIBUTION   New.
PARTICIPANTRULE   New.
5.13 XSD COLLATERAL CollateralDetail1 - 30 Increased size to 100.
LOAN AmortizationOptionFlags Added 32768 = Through End of Period from Origination Date.
PaymentOptionFlags Added Canadian Province Holiday values.
InterestMethod New.
InterestMethodEffectiveDate New.
LOANDETAIL1 UserDefined56 - 80 New.
LOANDETAIL2 UserDefined56 - 80 New.
CIFDETAIL UserDefined56 - 80 New.
CIFDEMOGRAPHICS UserDefined56 - 80 New.
CIFFINANCIALS UserDefined56 - 80 New.
CIF EmailAddress1
EmailAddress2
Increased size to 60.
NLSUSER Email
Email2
Increased size to 60.
CONTACT Email
Email2
Increased size to 60.
ACH StandardEntryClassCode New.
5.12 AMORTIZEDFEES IncreasePaymentAmountFlag New.
5.11 CIF ContactMethod New.
PreferredLanguage New.
CREDITBUREAU K2Indicator New.
K2CompanyName New.
PARTICIPANTINTERESTRATERECORD Operation New.
EffectiveDate New.
InterestType Updated requirements.
SpreadBasis Inclusion.
RELATIONSHIPSCODES   New. Added attributes for all repo fields.
5.9 RELATIONSHIPSCODES AddressbookRowID New.
BLD* New. Branch Loan Detail attributes.
CIFCOMMENTS PriorityCommentFlag New.
PriorityCommentExpireDate New.
LOANCOMMENTS PriorityCommentFlag New.
PriorityCommentExpireDate New.
CIF Country Increased size from 20 to 50.
NLSUSER Country Increased size from 20 to 50.
CIFVENDOR Country Increased size from 20 to 50.
CIFADDRESSBOOK Country Increased size from 20 to 50.
RELATIONSHIPS   New. Not part of global <NLS> element. For Loan Details and Branch Loan Details ONLY.
5.8.1 ACH AutomatedPaymentCompanyID Added new value; {USE MACRO}.
5.8.0 CREDITBUREAUXML   New.
CHARGEOFF   Removed.
5.7.0 CIFTOCIFRELATIONSHIP RelationshipCode Updated valid values.
LOANRECURRINGTRANSACTION AmountType Added new values; 43 and 44.
StatisticsCategory Added new value; 26.
BalanceField Added new value; 14.
5.6.0 NLSUSER   New.
ACH AutomatedPaymentCompanyID New. Required.
ACHCompanyID New.
ACHCompanyName New.
OptionsFlags Removed.
5.5.0 TASKCOMMENTS UserDefinedField1 - 6 New.
CHARGEOFF   New.
LOAN DisbursementVendorID New.
DisbursementVendorPayee New.
DisbursementVendorAccountNumber New.
DisbursementOptions New.
TRANSACTIONCODE Options Added new value; 16.
ADVANCEPRINCIPAL Options Added new value; 16.
5.4.0 LOANBALANCERECORD PreComputeInterestOverride New.
NLS ProcessType New.
CIF DeceasedDate New.
DeceasedDate2 New.
LOANINTERESTRATERECORD TierRateName New.
PARTICIPANTINTERESTRATERECORD TierRateName New.
5.3.0 CIFADDRESSBOOKPHONENUMBERS PhoneNumber Updated for country code.
CIFPHONENUMBER PhoneNumber Updated for country code.
5.0.1 LOANTRANSACTIONHISTORY LoanGroupNo New.
ACH BillingStartDateDayValue Set default value to day value of BillingStartDate.
CDFI   New.
CDFITRANSACTION   New.
DEFERREDPAYMENTS   New.
DEFERREDPAYMENTNUMBER   New.