<CIFTOLOANRELATIONSHIP> - Sub element of <CIF>

Attribute Type Size REQ Default Comments
RelatedAcctrefno
RelatedLoanNumber
RelatedTIN
String   Yes None One of these elements is required. RelatedTIN when used will throw an error if more than one Loan contains the TIN.
RelationshipCode String ≤25 Yes None  
ECOACode String 1 No N The ECOA code is used for related parties in the credit bureau reporting. Valid values:
N = No reporting
1 = Individual
2 = Joint Contractual Liability
3 = Authorized User
5 = Co-Maker or Guarantor
7 = Maker
9 = Switch to Primary
T = Association with account terminated
W = Business / Commercial
X = Consumer Deceased
Z = Delete Consumer
UserDefined1 to UserDefined16 String ≤25 No NULL  
Notes String   No NULL  
Operation String     ADD Value = ADD, UPDATE, or DELETE.
RowID Numeric       Applicable only if Operation = UPDATE or DELETE.
StoreRecordID String   No    
GetRecordID String   No    
ConsumerInfoIndicator String 2 No   Must be 2 characters in length (e.g. ““ is A + SPACE)
98 = Same as primary
   = Retains previously reported value, or no new value applies for this activity period
= Petition for Chapter 7 Bankruptcy
= Petition for Chapter 11 Bankruptcy
= Petition for Chapter 12 Bankruptcy
= Petition for Chapter 13 Bankruptcy
= Discharged through Bankruptcy Chapter 7
= Discharged through Bankruptcy Chapter 11
= Discharged through Bankruptcy Chapter 12
= Completed through Bankruptcy Chapter 13
= Chapter 7 Bankruptcy Dismissed
= Chapter 11 Bankruptcy Dismissed
= Chapter 12 Bankruptcy Dismissed
= Chapter 13 Bankruptcy Dismissed
= Chapter 7 Bankruptcy Withdrawn
= Chapter 11 Bankruptcy Withdrawn
= Chapter 12 Bankruptcy Withdrawn
= Chapter 13 Bankruptcy Withdrawn
= Bankruptcy : Undesignated Chapter
1A = Personal Receivership
= Removes previously reported Bankruptcy Indicator
= Reaffirmation of Debt
= Chapter 7 Reaffirmation of Debt Rescinded
2A = Lease Assumption
= Removes previously reported Reaffirmation of Debt and Reaffirmation of Debt Rescinded Indicators
= Credit Grantor Cannot Locate Consumer
= Consumer Now Located (Removes previously reported T Indicator)
ForwardStatement Numeric 1 No   0 = Do not forward statement
1 = Forward statement
ForwardLateNotice Numeric 1 No   0 = Do not forward late notice
1 = Forward late notice
InactiveFlag5.35+
Numeric 1 No 0 0 = False (record is active)
1 = True (record is inactive)