RelatedAcctrefno
RelatedLoanNumber
RelatedTIN
|
String |
|
Yes |
None |
One of these elements is required. RelatedTIN when used will throw an error if more than one Loan contains the TIN. |
ECOACode
|
String |
1 |
No |
N |
The ECOA code is used for related parties in the credit bureau reporting. Valid values:
N = No reporting
1 = Individual
2 = Joint Contractual Liability
3 = Authorized User
5 = Co-Maker or Guarantor
7 = Maker
9 = Switch to Primary
T = Association with account terminated
W = Business / Commercial
X = Consumer Deceased
Z = Delete Consumer |
UserDefined1 to UserDefined16 |
String |
≤25 |
No |
NULL |
|
Operation
|
String |
|
|
ADD |
Value = ADD , UPDATE , or DELETE . |
RowID
|
Numeric |
|
|
|
Applicable only if Operation = UPDATE or DELETE . |
ConsumerInfoIndicator
|
String |
2 |
No |
|
Must be 2 characters in length (e.g. “A “ is A + SPACE)
98 = Same as primary
= Retains previously reported value, or no new value applies for this activity period
A = Petition for Chapter 7 Bankruptcy
B = Petition for Chapter 11 Bankruptcy
C = Petition for Chapter 12 Bankruptcy
D = Petition for Chapter 13 Bankruptcy
E = Discharged through Bankruptcy Chapter 7
F = Discharged through Bankruptcy Chapter 11
G = Discharged through Bankruptcy Chapter 12
H = Completed through Bankruptcy Chapter 13
I = Chapter 7 Bankruptcy Dismissed
J = Chapter 11 Bankruptcy Dismissed
K = Chapter 12 Bankruptcy Dismissed
L = Chapter 13 Bankruptcy Dismissed
M = Chapter 7 Bankruptcy Withdrawn
N = Chapter 11 Bankruptcy Withdrawn
O = Chapter 12 Bankruptcy Withdrawn
P = Chapter 13 Bankruptcy Withdrawn
Z = Bankruptcy : Undesignated Chapter
1A = Personal Receivership
Q = Removes previously reported Bankruptcy Indicator
R = Reaffirmation of Debt
V = Chapter 7 Reaffirmation of Debt Rescinded
2A = Lease Assumption
S = Removes previously reported Reaffirmation of Debt and Reaffirmation of Debt Rescinded Indicators
T = Credit Grantor Cannot Locate Consumer
U = Consumer Now Located (Removes previously reported T Indicator) |
ForwardStatement
|
Numeric |
1 |
No |
|
0 = Do not forward statement
1 = Forward statement |
ForwardLateNotice
|
Numeric |
1 |
No |
|
0 = Do not forward late notice
1 = Forward late notice |
InactiveFlag 5.35+
|
Numeric |
1 |
No |
0 |
0 = False (record is active)
1 = True (record is inactive) |