<CREDITCARD> - Sub Element of <LOAN>

Attribute	Type	Size	REQ	Default	Comments
`Operation`	String			ADD	Valid values are `ADD`, `UPDATE` or `DELETE`.5.34- Valid values are `ADD`, `UPDATE`, `DELETE`, or `FORGETCC`.5.35+ Prior to NLS 5.9, `ADD` is required when adding a new payment card. When updating a card, either `RowID` or the combination of (`CCExpirationDate` + `CCLastFourDigits` + `CCToken`) is required. When using `FORGETCC`, `CCExpirationDate`, `CCLastFourDigits`, and `CCToken` are required. `FORGETCC` is the same as clicking “Remove” in the UI.
`Status`	Numeric	9	No	0	`0` = Active `1` = Disabled `2` = Expired
`AmountType`	Numeric	9			`0` = Fixed Amount `1` = Percentage of Principal `2` = Amount of Billing (Applicable only if `BillingType` = `0`)
`Amount`	Numeric	16,2			Applicable only if `AmountType` = `0`
`Percentage`	Numeric	8,5			Applicable only if `AmountType` = `1`
`MinimumAmount`	Numeric	6,2			`0` = No minimum Applicable only if `AmountType` = `1`
`MaximumAmount`	Numeric	6,2			`0` = No maximum Applicable only if `AmountType` = `1`
`MaximumAmountOfDraws`	Numeric	16,2			`0` = No limit
`DebitOrCredit`	String	1	No	D	`D` = Debit `C` = Credit
`BillingType`	Numeric	1			`0` = Billing `1` = One Time `2` = Recurring
`BillingPeriod`	String	2			This field is only applicable if `BillingType` = `2` `DA` = Days `WE` = Weekly `BW` = Bi-Weekly `SM` = Semi-Monthly `S4` = Semi-Monthly (14-day) `28` = 28 Day `MO` = Monthly `BM` = Bi-Monthly `QU` = Quarterly `SA` = Semi-Annually `AN` = Annual `MA` = Maturity
`BillingStartDate`	Date				MM/dd/yyyy or as configured by the DATEFMT user defined parameter. Should be ≥ origination date of the loan.
`BillingStartDateDayValue`	Numeric				This field is only applicable if `BillingType` = `2` Valid value: `1` to `31`
`BillingNextDate`5.29+	Date				MM/dd/yyyy or as configured by the DATEFMT user defined parameter.
`BillingExpireDate`	Date				MM/dd/yyyy or as configured by the DATEFMT user defined parameter.
`BillingGracePeriod`	Numeric	≥0
`BillingOneTimeGracePeriod`5.20+	Numeric	≥0			Only applied to the next card payment before being deleted or reset to 0.
`BillingMaxNumberOfDraw`	Numeric	9			`0` = Unlimited
`AdvanceTransactionCode`	Numeric	9			This is the transaction code used to advance monies when the card payment executes.
`Description`	String	≤100
`OptionFlags`	Numeric	9			`1` = Continue drafts after Payoff. (N/A for Credit) `2` = Continue drafts after maturity `4` = Do not adjust draft down to loan balance on payoff. (Not applicable for credit)
`Notes`5.37.4+	String
`CCToken`	String				Payment card information in a tokenized form as returned by a payment processing service (e.g. Merchant Partners, REPAY).
`CCExpirationDate`	Numeric	6			YYYYMM
`CCLastFourDigits`	Numeric	4
`CCCardType`5.28+	String		No		`M` = Mastercard `V` = Visa `D` = Discover `A` = American Express
`RowID`	Numeric	9			When updating a payment card, `RowID` is required if `CCToken`, `CCExpirationDate`, and `CCLastFourDigits` are not specified.
`CCUpdateToken`5.35+	String				Applicable only when `Operation`="`UPDATE`". Either `RowID` or the combination of (`CCExpirationDate` + `CCLastFourDigits` + `CCToken`) is required.
`CCUpdateExpirationDate`5.35+	Numeric	6			YYYYMM Applicable only when `Operation`="`UPDATE`". Either `RowID` or the combination of (`CCExpirationDate` + `CCLastFourDigits` + `CCToken`) is required.
`CCUpdateLastFourDigits`5.35+	Numeric	4			Applicable only when `Operation`="`UPDATE`". Either `RowID` or the combination of (`CCExpirationDate` + `CCLastFourDigits` + `CCToken`) is required.
`ItemSequence`5.37+	Numeric		No		Applicable only when `Operation`="`UPDATE`".5.37.0 - 5.37.1 Applicable when `Operation`="`ADD`" or "`UPDATE`".5.37.2+ Determines the order in which ACH payments are presented in NLS. When two records have the same sequence value, their presentation order is arbitrary.